Same Car, Eight Prices: what it costs to put an identical car on the road in every state (2026)
NT $2,199.25 · WA $3,570.70 — a 62.4% spread on stamp duty, registration and compulsory injury cover for one $45,000 vehicle
All 8 official schedules · current as at 17 July 2026Every state and territory prices the same act, putting a car on the road, in its own way. One charges duty per part of the price, another a percentage of the whole price, another scales the rate to the vehicle's emissions. Registration is priced on weight in some places, on cylinders in others, on engine capacity or emissions elsewhere, and in Victoria on where the car is garaged. Compulsory injury cover is a set government charge in most of the country, a competitive insurance market in New South Wales, and a single government premium in Tasmania.
That makes most cross border comparisons close to meaningless, because the states end up being compared on different cars. This study fixes the car. One vehicle, specified once, is run through all eight jurisdictions' own published schedules, so every difference below comes from the schedule rather than from the vehicle.
The findings
- $1,371.45 separates the ends of the country. The same $45,000 car costs $2,199.25 to put on the road in the Northern Territory and $3,570.70 in Western Australia — 62.4% more for an identical vehicle.
- The gap is stamp duty, not registration. WA charges $2,587.50 in duty where NT, QLD, NSW, ACT each charge $1,350.00 on the same price. On the annual bill alone WA is unremarkable.
- Cheap to buy into is not cheap to keep. Ranked on the recurring bill — registration plus compulsory injury cover, no duty, taken on the midpoint where that cover is a market range — TAS is cheapest at $642.77 and ACT dearest at $1,053.00, a $410.23 a year difference that repeats for as long as you own the car.
- The ranking is not a league table. Drop to a $25,000 used car and the order rearranges: TAS becomes cheapest ($1,392.77) and VIC dearest ($2,008.80), while WA falls from last place to 5th.
- Electric changes the duty, in 3 of 8 jurisdictions. The same $45,000 car as a zero-emissions model pays $0.00 in duty in the NT and $2,587.50 in WA. Five jurisdictions charge an electric car exactly what they charge a petrol one.
First-year cost, all eight jurisdictions
Stamp duty (one-off) Registration + CTP (12 months)
† ranked on the midpoint of the published range, because compulsory cover in QLD, NSW, SA is priced by competing insurers. Scale runs to $4,000.
| Rank | Jurisdiction | Duty (once) | Rego + CTP (year) | First year | vs cheapest |
|---|---|---|---|---|---|
| 1 | Northern Territory | $1,350.00 | $849.25 | $2,199.25 | — |
| 2 | Queensland | $1,350.00 | $864.50–$877.50 | $2,214.50–$2,227.50 | +$21.75 |
| 3 | New South Wales‡ | $1,350.00 | $948.00–$1,132.30 | $2,298.00–$2,482.30 | +$190.90 |
| 4 | Australian Capital Territory | $1,350.00 | $1,053.00 | $2,403.00 | +$203.75 |
| 5 | South Australia | $1,740.00 | $693.52–$706.18 | $2,433.52–$2,446.18 | +$240.60 |
| 6 | Tasmania | $1,800.00 | $642.77 | $2,442.77 | +$243.52 |
| 7 | Victoria | $1,890.00 | $958.80 | $2,848.80 | +$649.55 |
| 8 | Western Australia | $2,587.50 | $983.20 | $3,570.70 | +$1,371.45 |
| New mid-size SUV: 4-cylinder, 2.0-litre (1,998 cc), 1,450 kg tare, 160 g CO₂/km combined, bought new, garaged in the capital city. Ranked on the midpoint where compulsory cover is a market range (QLD, NSW, SA); every other total is a single published figure. ‡ NSW is the exception to “the same car everywhere”: every other jurisdiction's compulsory injury cover is computed for this car's own class from a published schedule, but a NSW green slip is an insurer's quote, and the range used here was priced on a 2020 Toyota Corolla sedan — a Class 1 passenger vehicle — garaged in Sydney metro, with a 37-year-old clean-record owner-driver, over 12 months. NSW green slips are priced per vehicle, garaging postcode, driver age and driving record, so wherever this range stands in for a different car it is a class-level proxy for a Sydney passenger vehicle rather than a quote for that car. The official SIRA price check returns the exact price for your own details. | |||||
What the annual bill is actually made of
No two jurisdictions itemise the same way. These are the components each authority publishes, in its own language, for this car:
| Jurisdiction | Components as published | Annual total |
|---|---|---|
| TAS | Registration fee $90.16 + Motor tax (4 cylinders (and electric/rotary)) $173.00 + MAIB premium (Class 1) $305.00 + Duty on MAIB premium $20.00 + Road safety levy $31.61 + Fire levy $23.00 | $642.77 |
| SA | Registration fee (4 cylinders or fewer (and EVs)) $162.00 + CTP premium (metro Class 1, insurer market) $274.73–$287.39 + Stamp duty on the CTP policy $60.00 + Lifetime Support Scheme levy $152.79 + Emergency services levy $32.00 + Admin fee $12.00 | $693.52–$706.18 |
| NT | 12-month registration (1501–2000 cc) $849.25 | $849.25 |
| QLD | Registration + traffic improvement fee (4 cylinders) $452.70 + CTP insurance (Class 1, insurer choice) $411.80–$424.80 | $864.50–$877.50 |
| VIC | Registration fee component $352.70 + TAC charge (High Risk Zone, incl. GST + duty) $606.10 | $958.80 |
| WA | Vehicle licence fee (15 × $29.76/100 kg) $446.40 + Motor injury insurance (Class 1A, incl. GST + duty) $520.50 + Prescribed flat fee (renewal rate) $6.60 + Recording fee $9.70 | $983.20 |
| NSW‡ | Registration fee $84.00 + Motor vehicle tax (1151–1500 kg tare, private) $391.00 + NSW registration discount (1 September 2026 – 31 August 2027) $-100.00 + CTP green slip (bought separately) $573.00–$757.30 | $948.00–$1,132.30 |
| ACT | Registration fee (category B, 131–175 g/km) $495.00 + MAI insurance (Class 1, 12 months) $396.60 + Lifetime Care and Support levy $110.40 + Motor accident levy $14.00 + Road rescue fee $33.70 + Road safety contribution $3.30 | $1,053.00 |
| ‡ The NSW green slip line is a class-level proxy, not a quote for this study's car. Sydney metro, 2020 Toyota Corolla, 37-year-old clean-record driver, 12 months — quoted across all six insurers on the official SIRA price check, 17 July 2026. Your quotes will differ. NSW green slips are priced per vehicle, garaging postcode, driver age and driving record, so wherever this range stands in for a different car it is a class-level proxy for a Sydney passenger vehicle rather than a quote for that car. The official SIRA price check returns the exact price for your own details. Prices include the Fund Levy and GST (per SIRA). CTP must be in place before rego can be renewed. The spread between insurers was $184 a year for identical details — run the official SIRA price check for your exact price; regional premiums are lower. | ||
The recurring bill tells a different story
Stamp duty is paid once. Registration and compulsory injury cover are paid every year, and they rank the jurisdictions in a different order. On the midpoint of the green slip range — the basis this table and the one above use — ACT, 4th on the first-year table, is the dearest place in the country to keep the car on the road, and TAS the cheapest at $410.23 a year less. That order holds across the whole quoted range: even on the cheapest green slip on offer, ACT is still the dearest place to keep the car, at $1,053.00 a year.
| Rank | Jurisdiction | Rego + CTP a year | vs cheapest | First-year rank |
|---|---|---|---|---|
| 1 | Tasmania | $642.77 | — | 6 |
| 2 | South Australia | $693.52–$706.18 | +$57.08 | 5 |
| 3 | Northern Territory | $849.25 | +$206.48 | 1 |
| 4 | Queensland | $864.50–$877.50 | +$228.23 | 2 |
| 5 | Victoria | $958.80 | +$316.03 | 7 |
| 6 | Western Australia | $983.20 | +$340.43 | 8 |
| 7 | New South Wales‡ | $948.00–$1,132.30 | +$397.38 | 3 |
| 8 | Australian Capital Territory | $1,053.00 | +$410.23 | 4 |
| Ranked on the midpoint where compulsory cover is a market range (SA, QLD, NSW), so last place moves with the quote: at the bottom of the range ACT is dearest at $1,053.00. ‡ NSW's green slip is a class-level proxy priced on a 2020 Toyota Corolla sedan — a Class 1 passenger vehicle — garaged in Sydney metro, with a 37-year-old clean-record owner-driver, over 12 months, not on this study's car. | ||||
Change the car and the ranking changes
The order is not a league table. It is an artefact of the price of the car and of the way each formula bends. A state that charges a percentage of the whole value punishes an expensive car and treats a cheap one gently. A state with a flat rate per part of the value barely notices the difference. Change the car and the ranking rearranges itself, which is why a single cheapest state headline is almost always wrong.
| Rank | Jurisdiction | Duty (once) | Rego + CTP (year) | First year | Rank, $45,000 car |
|---|---|---|---|---|---|
| 1 | Tasmania | $750.00 | $642.77 | $1,392.77 | 6 |
| 2 | Northern Territory | $750.00 | $849.25 | $1,599.25 | 1 |
| 3 | Queensland | $750.00 | $864.50–$877.50 | $1,614.50–$1,627.50 | 2 |
| 4 | South Australia | $940.00 | $693.52–$706.18 | $1,633.52–$1,646.18 | 5 |
| 5 | Western Australia | $687.50 | $953.44 | $1,640.94 | 8 |
| 6 | New South Wales | $750.00 | $948.00–$1,132.30 | $1,698.00–$1,882.30 | 3 |
| 7 | Australian Capital Territory | $792.50 | $1,165.30 | $1,957.80 | 4 |
| 8 | Victoria | $1,050.00 | $958.80 | $2,008.80 | 7 |
| Gap between cheapest and dearest on the used car: $616.03 (44.2%), against $1,371.45 (62.4%) on the new one. | |||||
The same car, electric
Electric vehicles are where the remaining concessions live, and they are now a duty story rather than a rebate story. The cash grants have closed across the country. What survives is written into the duty formulas themselves: a territory that waives duty below a value cap, a state that gives electric and hybrid cars their own cheaper class, and a territory that rates duty by emissions and so charges the cleanest cars the least. The strip below holds the price constant and changes only the drivetrain.
Registration is a separate question and is deliberately left out of it, because the concessions differ again and several are conditional. Each state's own electric vehicle page covers what applies there.
| Jurisdiction | Duty, petrol car | Duty, zero-emissions | Difference | Rate applied to the electric car |
|---|---|---|---|---|
| NT | $1,350.00 | $0.00 | −$1,350.00 | EV concession — duty-free to $50,000 (until 30 June 2027) |
| QLD | $1,350.00 | $900.00 | −$450.00 | $2 per $100 (hybrid/electric) |
| ACT | $1,350.00 | $1,125.00 | −$225.00 | AAA emissions category, marginal tiers at $45,000/$80,000 |
| NSW | $1,350.00 | $1,350.00 | none | $1,350 + $5 per $100 over $45,000 |
| SA | $1,740.00 | $1,740.00 | none | $60 + $4 per $100 over $3,000 |
| TAS | $1,800.00 | $1,800.00 | none | $4 per $100 (or part) on the whole value above $40,000 |
| VIC | $1,890.00 | $1,890.00 | none | green passenger rate $8.40 per $200 |
| WA | $2,587.50 | $2,587.50 | none | 5.75% of the full dutiable value |
| Duty only. Registration treatment of electric vehicles differs again and is not modelled here — see EV incentives by state. | ||||
Methodology
The build is deliberately boring, which is the point. The same two engines that run the calculators on this site produce every number here: one applies each revenue office's published duty formula, the other applies each road authority's published fee schedule. Nothing is typed in by hand, nothing is averaged across states, and no figure is nudged to make a point.
Where a state leaves a genuine range rather than a single price, the range is shown and the ranking uses its midpoint. That happens in three places, all of them compulsory injury cover: New South Wales, where green slips are sold by competing insurers; Queensland, where the driver picks a licensed insurer at renewal; and South Australia, where the premium comes from a five insurer market. Everywhere else the total is a fixed published figure.
Two limits are worth stating plainly. The first is that this is a capital city car. Compulsory injury cover is priced on where the vehicle is garaged, so a country address moves the figure in several states, most sharply in Victoria, where the charge is set by risk zone.
The second is scope. The study covers the charges every buyer of the same car faces: duty, registration, compulsory injury cover and the levies attached to them. It leaves out the costs that vary by transaction rather than by state, including plates, transfer and inspection fees, dealer delivery, and anything financed or optional. Those are real, but they are not published on a comparable basis across all eight jurisdictions, and including one state's version of them would flatter or punish that state for no good reason.
Caveats worth reading before you quote a number
- Metropolitan garaging. Victoria prices its TAC charge by risk zone, so the same car registered in regional Victoria pays $824.60 a year rather than $958.80, a difference of $134.20. South Australia's country district and New South Wales' regional green slips also run lower than the metropolitan figures used here.
- Compulsory cover is a market in three jurisdictions, and the NSW figure is a class-level proxy. Every other row computes compulsory injury cover for this car's own class from a published schedule. NSW cannot be computed that way — a green slip is an insurer's price, not a schedule — so the study carries the committed quoted range: Sydney metro, 2020 Toyota Corolla, 37-year-old clean-record driver, 12 months — quoted across all six insurers on the official SIRA price check, 17 July 2026. Your quotes will differ. NSW green slips are priced per vehicle, garaging postcode, driver age and driving record, so wherever this range stands in for a different car it is a class-level proxy for a Sydney passenger vehicle rather than a quote for that car. The official SIRA price check returns the exact price for your own details. Treat the NSW row as a Sydney passenger-vehicle range sitting alongside the study car rather than a quote for it.
- Timing, NSW. These figures include the $100 NSW private vehicle registration discount, a one-off reduction to the annual motor vehicle tax for registrations with an effective renewal date from 1 September 2026 – 31 August 2027. It is not repeated after 31 August 2027, when the bill returns to the undiscounted amount. $80 for privately registered motorcycles; $50 for light vehicles registered for a 6-month term, pro rata; $40 for motorcycles registered for a 6-month term, pro rata. A first registration qualifies as well as a renewal (when a new light vehicle or motorcycle registration is established). Not available on vehicles registered for business, private trailers and caravans, plant vehicles, heavy vehicles, conditionally registered vehicles such as historic and farm fire fighting vehicles, and vehicles already receiving a registration concession, discount, refund or rebate. Source: Service NSW — Private vehicle registration discount. The tables above apply it; every other jurisdiction's figures are unaffected.
- NSW indexation. Transport for NSW has announced a 2.65% fee indexation from 1 July 2026, but its published fee table still shows the amounts below — re-checked against the live Transport for NSW page on 19 August 2026 and unchanged. We publish only the officially published figures and will re-stamp when the indexed table is issued. Transport for NSW labels its own vehicle tax examples indicative and points to the Service NSW registration calculator for an exact quote.
- Duty is charged on the dutiable value, which is the higher of the price paid and market value, and each revenue office defines what is included in it slightly differently. The study uses the same dutiable value in every jurisdiction.
- No concessions. Pensioner, primary producer and other concession rates exist in most jurisdictions and are not applied.
Worked examples
The two ends of the duty table, as each revenue office calculates them. WA applies 5.75% of the full dutiable value: rate = 5.75%; $45,000 × 5.75% = $2,587.5. The NT applies $3 per $100 (or part): 450 × $3 = $1,350. Every other cell in the tables above is produced the same way — run any of them yourself on that state's duty calculator.
Use this data
These figures are free to republish, with attribution. The block below is a self contained table that carries its own styling and its own credit line, so it can be pasted straight into a story, a newsletter or a member magazine without pulling anything else in. The full dataset is also available as a spreadsheet.
Download the full dataset (CSV) — both vehicles, all eight jurisdictions, every component, with the as-at date and the source for each row.
Embed the table
Paste this anywhere. It carries its own styling, loads nothing, and credits RegoWise.
<table style="border-collapse:collapse;width:100%;max-width:620px;font:14px/1.5 -apple-system,Segoe UI,Roboto,Helvetica,Arial,sans-serif;font-variant-numeric:tabular-nums;color:#1c2321">
<caption style="text-align:left;font-weight:700;padding:0 0 8px">First-year cost of the same $45,000 car, by state (17 July 2026)</caption>
<thead>
<tr style="background:#e7f1eb;color:#14603e"><th style="padding:6px 10px;text-align:left">State</th><th style="padding:6px 10px;text-align:right">Stamp duty</th><th style="padding:6px 10px;text-align:right">Rego + CTP</th><th style="padding:6px 10px;text-align:right">First year</th></tr>
</thead>
<tbody>
<tr><td style="padding:6px 10px;border-bottom:1px solid #e2e7e4">NT</td><td style="padding:6px 10px;border-bottom:1px solid #e2e7e4;text-align:right">$1,350.00</td><td style="padding:6px 10px;border-bottom:1px solid #e2e7e4;text-align:right">$849.25</td><td style="padding:6px 10px;border-bottom:1px solid #e2e7e4;text-align:right"><strong>$2,199.25</strong></td></tr>
<tr><td style="padding:6px 10px;border-bottom:1px solid #e2e7e4">QLD</td><td style="padding:6px 10px;border-bottom:1px solid #e2e7e4;text-align:right">$1,350.00</td><td style="padding:6px 10px;border-bottom:1px solid #e2e7e4;text-align:right">$864.50–$877.50</td><td style="padding:6px 10px;border-bottom:1px solid #e2e7e4;text-align:right"><strong>$2,214.50–$2,227.50</strong></td></tr>
<tr><td style="padding:6px 10px;border-bottom:1px solid #e2e7e4">NSW</td><td style="padding:6px 10px;border-bottom:1px solid #e2e7e4;text-align:right">$1,350.00</td><td style="padding:6px 10px;border-bottom:1px solid #e2e7e4;text-align:right">$948.00–$1,132.30</td><td style="padding:6px 10px;border-bottom:1px solid #e2e7e4;text-align:right"><strong>$2,298.00–$2,482.30</strong></td></tr>
<tr><td style="padding:6px 10px;border-bottom:1px solid #e2e7e4">ACT</td><td style="padding:6px 10px;border-bottom:1px solid #e2e7e4;text-align:right">$1,350.00</td><td style="padding:6px 10px;border-bottom:1px solid #e2e7e4;text-align:right">$1,053.00</td><td style="padding:6px 10px;border-bottom:1px solid #e2e7e4;text-align:right"><strong>$2,403.00</strong></td></tr>
<tr><td style="padding:6px 10px;border-bottom:1px solid #e2e7e4">SA</td><td style="padding:6px 10px;border-bottom:1px solid #e2e7e4;text-align:right">$1,740.00</td><td style="padding:6px 10px;border-bottom:1px solid #e2e7e4;text-align:right">$693.52–$706.18</td><td style="padding:6px 10px;border-bottom:1px solid #e2e7e4;text-align:right"><strong>$2,433.52–$2,446.18</strong></td></tr>
<tr><td style="padding:6px 10px;border-bottom:1px solid #e2e7e4">TAS</td><td style="padding:6px 10px;border-bottom:1px solid #e2e7e4;text-align:right">$1,800.00</td><td style="padding:6px 10px;border-bottom:1px solid #e2e7e4;text-align:right">$642.77</td><td style="padding:6px 10px;border-bottom:1px solid #e2e7e4;text-align:right"><strong>$2,442.77</strong></td></tr>
<tr><td style="padding:6px 10px;border-bottom:1px solid #e2e7e4">VIC</td><td style="padding:6px 10px;border-bottom:1px solid #e2e7e4;text-align:right">$1,890.00</td><td style="padding:6px 10px;border-bottom:1px solid #e2e7e4;text-align:right">$958.80</td><td style="padding:6px 10px;border-bottom:1px solid #e2e7e4;text-align:right"><strong>$2,848.80</strong></td></tr>
<tr><td style="padding:6px 10px;border-bottom:1px solid #e2e7e4">WA</td><td style="padding:6px 10px;border-bottom:1px solid #e2e7e4;text-align:right">$2,587.50</td><td style="padding:6px 10px;border-bottom:1px solid #e2e7e4;text-align:right">$983.20</td><td style="padding:6px 10px;border-bottom:1px solid #e2e7e4;text-align:right"><strong>$3,570.70</strong></td></tr>
</tbody>
<tfoot>
<tr><td colspan="4" style="padding:8px 10px 0;font-size:12px;color:#55605b">Source: <a href="https://regowise.com.au/reports/same-car-eight-prices-2026/" rel="nofollow">RegoWise</a> — same-car study, all figures from official state schedules. NSW includes the $100 NSW private vehicle registration discount (registrations dated 2026-09-01 to 2027-08-31); without it NSW is $2,398.00–$2,582.30.</td></tr>
</tfoot>
</table>Frequently asked questions
- Which state is cheapest to put a new car on the road in 2026?
- On this study's car, the Northern Territory is cheapest at $2,199.25 for the first year, and Western Australia is dearest at $3,570.70 — a difference of $1,371.45, or 62.4%. Both figures are stamp duty plus twelve months of registration and compulsory injury cover.
- Why is WA the most expensive?
- Almost entirely stamp duty. WA charges 5.75% of the full dutiable value, which is $2,587.50 on this car, against $1,350.00 in the four jurisdictions that sit at the bottom of the duty table. Its ongoing bill is unremarkable: $983.20 a year, mid field.
- Is the cheapest state the same for a cheaper car?
- No. On the $25,000 used car the order rearranges: TAS becomes cheapest at $1,392.77 and VIC dearest at $2,008.80, a $616.03 gap. WA, dearest on the new car, drops to 5th.
- Can I register the car in a cheaper state to save the money?
- No. A vehicle must be registered where it is garaged. Giving an interstate address to get a lower bill misstates the garaging address, which can void both the registration and the compulsory injury cover, and the cover is the part that matters if someone is hurt.
- What is not in these numbers?
- Plates, transfer and inspection fees, dealer delivery, comprehensive insurance, fuel and servicing. The study covers only the compulsory government charges on the same car: duty, registration, compulsory injury cover and the levies attached to them. Concession and pensioner rates are not applied.
- NSW registration — Transport for NSW — vehicle registration feesverified
- VIC registration — VicRoads vehicle fees + TAC Schedule of Rates 2026-27verified
- QLD registration — Queensland Government — registration costs (1 July 2026)verified
- WA registration — Department of Transport WA — vehicle licence fees 2026-27verified
- SA registration — sa.gov.au vehicle registration fees + Motor Vehicles Regulations 2025 Sch 1verified
- TAS registration — Transport Services Tasmania — registration fees (1 July 2026)verified
- ACT registration — ACT registration fees determination DI2026-146 + Access Canberraverified
- NT registration — NT Government — registration fees (1 July 2026)verified
- NSW stamp duty — Revenue NSW — motor vehicle dutyverified
- VIC stamp duty — State Revenue Office Victoria — motor vehicle duty current ratesverified
- QLD stamp duty — Queensland Government — vehicle registration duty ratesverified
- WA stamp duty — RevenueWA — vehicle licence dutyverified
- SA stamp duty — RevenueSA — stamp duty on vehiclesverified
- TAS stamp duty — State Revenue Office Tasmania — motor vehicle duty ratesverified
- ACT stamp duty — ACT Revenue Office — motor vehicle duty (DI2025-152, in force)verified
- NT stamp duty — Territory Revenue Office — motor vehicle stamp dutyverified
- NSW CTP green slips — SIRA Green Slip Price Check (greenslips.nsw.gov.au)verified
- NSW NSW private vehicle registration discount — Service NSW — Private vehicle registration discountverified
Every figure is computed from these schedules by the same engines that run the RegoWise calculators, and each duty formula is reconciled against the state's own calculator before publication. RegoWise is independent and not affiliated with or endorsed by any government agency; this is general information, not financial, legal or tax advice.
Run your own car
- NSW duty calculator
- VIC duty calculator
- QLD duty calculator
- WA duty calculator
- SA duty calculator
- TAS duty calculator
- ACT duty calculator
- NT duty calculator
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